Looking for a low risk investment?

The stock market is fluctuating, so now is the time to lock in a great rate on term certificates. We offer a wide variety of terms. 

Share certificates help you know what you are saving and when.


We are currently offering the following certificate promotions:

6-month CD at a 2.25% APY*

9-month CD at 2.75% APY**

12-month CD at 4.75% APY*


Additionally, we offer:

  • Fixed dividend rates
  • No setup or maintenance fees
  • Automatic renewal upon maturity

 How to get started

  • Open an account online and have the funds transferred into a certificate of your choice; or
  • Stop by your nearest branch, today, and see a Member Service Representative to open a certificate. 

To get started, click the link below to open the share certificate online, view current rates, or if assistance is needed, request info.  

Open Online

View Rates 





*APY represents Annual Percentage Yield. 6-month & 9-month rates are effective as of 8/30/2022; 12-month rate is effective as of 12/15/2022. All rates are subject to change without notice MInimum deposit is $1,000 unless stated otherwise.. ** 9-month certificate rate also applies to Jumbo and Super Jumbo certificates which have a minimum deposit of $5,000 and $25,000, respectively.  Membership is required. Membership is open to anyone who lives, works or worships in Miami-Dade, Broward, Palm Beach, St. Lucie, Martin or Monroe Counties.  Offer applies to funds not currently on deposit with MPSCU. Federally insured by NCUA.  

Go to main navigation