Whatever your financial need, if it's personal to you, it's personal to us. We work closely with each of our members to understand their unique situation and customize financing accordingly.

And unlike a for-profit institution, we pour any gains back into establishing benefits for our members, so you can count on competitively low rates on whatever it is that you're financing. We’re just around the corner, a click or a phone call away with a quick and easy solution for you. Reach out to us to see how we can help!

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  • Competitive rates for a wide variety of personal needs:
    • Vehicle repairs or updates
    • Family vacation
    • Debt consolidation
    • And much more!
  • Repayment terms customized to fit your unique needs
  • Local decision-making and processing in Miami
  • Attentive, friendly service from start to finish


A signature loan, just like the name implies, requires little more than your signature to secure competitive financing for all kinds of needs — your previous credit history and John Hancock act as collateral. Apply today to enjoy fixed rates and a repayment term of your choosing.

  • No annual fee
  • Low interest rates
  • Generous credit limits up to $7,500
  • Flexible terms up to 60 months
  • Low, fixed monthly payments


A secured loan uses your MPS Credit Union savings account as collateral to lock in your affordable financing. For those just building their credit, a secured loan is a great way to get established. 

  • Use your member savings account as collateral
  • Borrow up to 100% of the amount in your account
  • No early withdrawal penalties
  • Rate will be 4.50% over the deposit rate

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