Bounce back from past financial mistakes with a card that doesn’t require a stellar credit score. Our Visa® Secured credit card is perfect for MPS Credit Union members who have less than perfect credit or are just starting out and need to build up their credit.

It features fixed rates, no balance transfer fees, and no annual fees — plus generous lines of credit to help you get well on your way to achieving a higher credit score.

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  • Ideal for members with less than perfect or no credit
  • Low, fixed rates
  • No annual fees
  • CU Rewards — earn points for free travel and merchandise with every qualifying purchase
  • Interest-free grace period on purchase balances paid by the due date
  • Instant cash at ATMs nationwide
  • Generous lines of credit
  • No balance transfer fees
  • Increased security with EMV chip technology

Mobile Card App

Our user-friendly mobile card app offers you a streamlined experience for your MPSCU debit and credit cards. The app provides you with the hands-on ability to lock or unlock your card, make a payment, manage alerts and so much more.

  • Account summary
  • Transaction history
  • Make a payment
  • Dispute a transaction
  • Report your card lost/stolen
  • Manage alerts & controls
  • Lock/unlock card
    • Recurring payments & pre-authorized transactions will not be blocked when you lock your card.

Manage and track your credit card usage with just a few taps. Download the app now!

Apple App Store  Google Play

This card comes with rewards!  

  • Earn one point per $1 qualified purchase*
  • No expiration date for points earned

Activate Program and Redeem Points:

  • Register online at After registering, click the drop box REDEEM to view categories
  • Register over the phone by calling 888-634-6318

*Not every transaction qualifies for rewards. Unqualified transactions include: finance charges, fees, cash advances, convenience checks, foreign transaction currency charges, insurance charges, and balance transfers.

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