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Bounce back from past financial mistakes with a card that doesn’t require a stellar credit score. Our Visa® Secured credit card is perfect for MPS Credit Union members who have less than perfect credit or are just starting out and need to build up their credit.

It features fixed rates, no balance transfer fees, and no annual fees — plus generous lines of credit to help you get well on your way to achieving a higher credit score.


  • Ideal for members with less than perfect or no credit
  • Low, fixed rates
  • No annual fees
  • CU Rewards — earn points for free travel and merchandise with every qualifying purchase
  • Interest-free grace period on purchase balances paid by the due date
  • Instant cash at ATMs nationwide
  • Generous lines of credit
  • No balance transfer fees
  • Increased security with EMV chip technology