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Use the equity in your home! 

Put the roof over your head to work with an equity-backed home equity line of credit (HELOC). Just like a credit card, a HELOC lets you draw from the same funds repeatedly without having to reapply. As you pay down the principal, you’ll have more at your disposal to use for all kinds of ongoing needs.

Finance a major renovation to your home or breathe a little easier by using your line to consolidate debt. Apply for a HELOC today and pay only 2.90%APR1 for the first 12 months!

APPLY NOW

No Closing Costs2

That means no extra out-of-pocket cash

Flexible terms

Borrow the funds you need as you need them

Lines up to $250,000 

We will lend up to $250,000 based on the appraised value of your home minus the first mortgage balance

Easy online application

Apply in just a few minutes from the convenience of your computer, phone or tablet

No annual fee

We never charge on annual fee on your line of credit

Quick approval process

We know you need your funds and will work hard to get your loan approved and funded as fast as possible

Primary & investment properties

We will lend up to 80% loan-to-value on your primary home and up to 60% loan-to-value on investment properties

And best of all, you can borrow up to 80%of the equity in your home

APPLY NOW

Have questions… call for details 305.592.7733

1APR = Annual Percentage Rate. Lender will pay closing costs. The introductory APR will be 2.90% for the first 12 months. After that, the APR will be based on the then prime rate, with a floor rate of 4.0%. The maximum APR is18.0%. Flood and/or homeowners insurance is required. Other restrictions apply. The Wall Street Journal Prime Rate Index as of 3/27/2020 is 3.25%. Minimum draw at time of funding is $25,000. 2If HELOC is closed within the first 24 months from date opened, the borrower will be required to repay all closing costs. 3Maximum loan to value is 80% for primary residence, 60% for investment property. Monthly payments will include principal and interest. The offer does not apply to existing MPSCU home equity loan products and does not apply to fixed rate home equity products. This offer cannot be combined with any other offer. Subject to change and cancellation at any time without notice. Membership is required. Membership is open to anyone who lives, works or worships in Miami-Dade, Broward, Palm Beach or Monroe Counties. Federally Insured by NCUA. NMLS # 472332

 

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