Today’s forecast is perfect for buying the boat or jet ski of your dreams. Whether you are cruising the coastline or carving through the waves, we make it easy and affordable to finance your next adventure. Apply today and start making unforgettable memories.

Boat Loans

New, used, or refinancing your current boat loan. Flexible rates and terms are available from 2-20 years.

Boat financing from 5.24% APR¹

Loans up to $250,0002                                                Loan terms up to 20 years3 90% financing available for new boats 80% financing available for used boats No pre-payment penalties Apply in minutes Payment protection available

Apply for a boat loan

Jet Ski Loans

Jet Ski financing from 3.74% APR¹

Loans up to $50,0002                                                            Loan terms up to 60 months3 90% financing available for new jet skis 80% financing available for used jet skis No pre-payment penalties Apply in minutes Payment protection available

Apply for a jet ski loan

1. APR = Annual Percentage Rate. Rates as low as 5.24% APR for up to 48 months for new boat loans and 3.74% APR for up to 48 months for new jet ski loans. Advertised rates are subject to change without notice. Actual rate and guidelines may vary based on credit worthiness, collateral, and other factors. All loans are subject to approval. Miami Postal Service Credit Union membership is required. Membership is open to anyone who lives, works, or worships in Miami-Dade, Broward, Palm Beach, Monroe, Martin or St. Lucie Counties. Other restrictions may apply. 

2. Actual loan amount may vary based on vehicle year and other qualifying factors. Maximum loan amount may not exceed $250,000 for boat loans and $50,000 for jet ski loans.

3. Loan term may vary based on vehicle year and other qualifying factors. Loan term may not exceed 240 months for boat loans and 60 months for jet ski loans.

Federally insured by NCUA.