Cash in on high returns with free, high-dividend Kasasa Cash® checking! Get paid really high dividends for simple things, like using eStatements, that just make life easier. What else makes life easier — nationwide ATM withdrawal fee refunds.* Kasasa Cash makes any ATM your ATM, here in Miami or wherever you plan to travel across the country.
No minimum balance requirements. No monthly service fees. No strings attached. Kasasa Cash checking works for you and your money!
- Free checking that pays high dividends
- 2.50% APY* on balances up to $10,000
- 2.50% to 0.45% APY on balances over $10,000 depending on balance in account*
- 0.01% APY* if qualifications aren't met
- Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
- No monthly service fee
- No minimum balance to earn rewards
- Free online banking and bill pay
- Free mobile banking with mobile deposit
- Free eStatements
- Free Visa® debit card with Purchase Rewards
- Unlimited check writing
- No minimum deposit to open
Earning Rewards Isn’t Just Easy — It’s a Breeze!
Earning really high dividends and ATM refunds requires no more than using the convenient banking freebies that come with your account. To earn your rewards, just do the following transactions and activities in your Kasasa Cash® account during each Monthly Qualification Cycle:
- Have at least 1 ACH payment transaction or ACH credit transaction post and settle
- Have at least 12 debit card purchases post and settle
- Be enrolled in and agree to receive eStatements
See? Nothing to worry about! And if you don’t meet your qualifications during the cycle, your account is still free — you’ll even earn our base rate. Then you can get right back to earning your full rewards the very next month!
*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, credit card debit and credit card purchases processed by merchants and received by our credit union as ATM transactions, PIN-based, signature based transactions, non-retail payment transactions, and purchases made with debit or credit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash® account qualifications are met during a Monthly Qualification Cycle, (1) balances up to $10,000 receive APY of 2.50%; and balances over $10,000 earn 0.25% interest rate on the portion of balance over $10,000, resulting in a range from 2.50% to 0.45% APY depending on the account’s balance and (2) you will receive reimbursements up to an aggregate total of $25 (max. $4.99 per single transaction) for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented for reimbursements of individual ATM withdrawal fees of $4.99 or higher. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When Kasasa Cash® qualifications are not met, all balances in the account earn 0.01% APY and ATM withdrawal fees are not refunded. Dividends and ATM withdrawal fee reimbursements will be credited to your Kasasa Cash® account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs reflect the last declared dividend rate and are accurate as of 09/30/2016. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Monthly PIN/Signature based debit card transactions, ACH credit, receipt of electronic statements are condition(s) of this account. Enrollment in electronic services (e.g. online banking, electronic statements, and log-ons may be required to meet some of the account’s qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our member service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa® and Kasasa Cash® are trademarks of Kasasa, Ltd., registered in the U.S.A.