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Kasasa Cash: *Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, credit card debit and credit card purchases processed by merchants and received by our credit union as ATM transactions, PIN-based, signature based transactions, non-retail payment transactions, and purchases made with debit or credit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When your Kasasa Cash® account qualifications are met during a Monthly Qualification Cycle, (1) balances up to $10,000 receive APY of 2.50%; and balances over $10,000 earn 0.25% interest rate on the portion of balance over $10,000, resulting in a range from 2.50% to 0.45% APY depending on the account’s balance and (2) you will receive reimbursements up to an aggregate total of $25 (max. $4.99 per single transaction) for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented for reimbursements of individual ATM withdrawal fees of $4.99 or higher. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When Kasasa Cash® qualifications are not met, all balances in the account earn 0.01% APY and ATM withdrawal fees are not refunded. Dividends and ATM withdrawal fee reimbursements will be credited to your Kasasa Cash® account on the last day of the current statement cycle. APY = Annual Percentage Yield. APYs reflect the last declared dividend rate and are accurate as of 09/30/2016. Rates and rewards are variable and may change after account is opened. Fees may reduce earnings. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. Monthly PIN/Signature based debit card transactions, ACH credit, receipt of electronic statements are condition(s) of this account. Enrollment in electronic services (e.g. online banking, electronic statements, and log-ons may be required to meet some of the account’s qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our member service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa® and Kasasa Cash® are trademarks of Kasasa, Ltd., registered in the U.S.A.

Kasasa Cash Back:

*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, PIN-based, signature based transactions, non-retail payment transactions, and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When Kasasa Cash Back® qualifications are met during a Monthly Qualification Cycle, you will receive (1) 2.50% cash back on up to a total of $400.00 PIN-based/signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $10.00 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to an aggregate total of $25 (max. $4.99 per single transaction) for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented for reimbursements of individual ATM withdrawal fees of $4.99 or higher. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When Kasasa Cash Back® qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back® account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. No minimum balance is required to earn the rewards. Monthly PIN/Signature based debit card transactions, ACH credit, receipt of electronic statements are condition(s) of this account. Enrollment in electronic services (e.g. online banking, electronic statements, and log-ons) may be required to meet some of the account’s qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our member service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa® and Kasasa Cash Back® are trademarks of Kasasa, Ltd., registered in the U.S.A. 

Kasasa Tunes:

*A free variable reward share draft account with no minimum balance that rewards accountholders with reimbursements on iTunes, Amazon.com and Google Play purchases as well as nationwide ATM fee refunds when they meet minimum qualifications during the account’s monthly qualification cycle. A monthly qualification cycle is defined as the period of time within which qualifications must be met in order for the accountholder to earn the account’s rewards. Typically, the monthly qualification cycle ends one business day prior to the close of the current Statement Cycle.
To earn your rewards just do the following transactions and activities in your Kasasa Tunes account during each Monthly Qualification Cycle:

  • Have at least 12 (Pin-based, signature-based) debit card purchases,
  • Be enrolled in online banking and agree to receive e-Statements

As a Sign Up Bonus to individuals at least 18 years of age who open and fund a new Kasasa Tunes account, MPS Credit Union will refund up to an aggregate total of $15 (which includes any applicable taxes) for any iTunes, Amazon.com or Google Play purchases made with your Kasasa Tunes debit card that post and settle to the account within the first 30 calendar days after your account is opened. This refund will be credited to your account on the last day of the current statement cycle after your aggregate iTunes, Amazon.com, Google Play purchase threshold of $10 posts and settles to your account. This bonus will be treated as a dividend for IRS (Form 1099 INT) reporting purposes. Any portion of the Sign Up Bonus that is not used within the stated time period will be forfeited. No minimum balance is required to obtain this bonus. Limit 1 account per social security number and one Sign Up Bonus per account per calendar year. If your Kasasa Tunes account is closed within 6 months of account opening, we will deduct the Sign Up Bonus at closing. Sign Up Bonus will not be paid if accountholder switches into Kasasa Tunes from another Kasasa account that offered an account opening incentive to open the initial account.
Minimum balance requirements:
No minimum balance requirements apply to this account.
Time requirements:
There are no time requirements to earn a Kasasa Tunes refund.
Conditions of the account:
Limit 1 account per social security number.
Kasasa Tunes Rewards
When your Kasasa Tunes account qualifications are met during a Monthly Qualification Cycle, you will earn up to an aggregate of $10.00 (which includes any applicable taxes) in refunds for any iTunes, Amazon.com or Google Play purchases. In order to be refunded, iTunes, Amazon.com and Google Play purchases must be made with MPS Credit Union’s Kasasa Tunes debit card and must post and settle to your account before the monthly qualification cycle in which you qualified ends. Refunds will be posted to your account on the last day of the current statement cycle. When your Kasasa Tunes account qualifications are not met, no iTunes, Amazon.com, Google Play purchases are reimbursed.
ATM Fee Refunds
You will receive reimbursements up to $25.00 (max. $4.99 per single transaction) for nationwide ATM withdrawal fees incurred during the Monthly Qualification Cycle in which you met your qualifications. An ATM receipt must be presented for reimbursements of individual ATM withdrawal fees of $4.99 or higher. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When your Kasasa Tunes account qualifications are not met, nationwide ATM fees are not reimbursed.
ATM fee reimbursements will be credited to the account on the last day of the current statement cycle. No minimum balance is required to earn or to receive the account’s rewards. Reward less than a penny cannot be distributed.

Kasasa Tunes is a trademark of Kasasa, Ltd., registered in the U.S.A.