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Turn up the payouts with free, innovative Kasasa Tunes® checking. Unlike basic, run-of-the-mill checking, Kasasa Tunes is really tuned into your needs. Enjoy digital download reimbursements on the things you love — like music, movies, and more!

At the same time, enjoy ATM fee refunds not just around Miami, but nationwide!* It's your money — go ahead and make the most of it.

  • Free checking that pays you to shop online
  • Earn $10 in refunds for iTunes®, Amazon®, or Google Play™ purchases every month*
  • Get $15 in refunds for iTunes, Amazon, or Google Play purchases when you open your account*
  • Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
  • No monthly service fee
  • No minimum balance to earn rewards
  • Free online banking and bill pay
  • Free mobile banking with mobile deposit
  • Free eStatements
  • Free Visa® debit card with Purchase Rewards
  • Unlimited check writing
  • No minimum deposit to open

Earning Rewards Isn’t Just Easy — It’s a Breeze! 

Earning refunds is just a matter of doing banking basics that make life easier anyway. To earn your rewards, just do the following transactions and activities in your Kasasa Tunes® account during each Monthly Qualification Cycle:

  • Have at least 12 debit card purchases post and settle
  • Be enrolled in and agree to receive eStatements

You’ve got this! But even if you don't meet your qualifications during the cycle, you can rest easy knowing your Kasasa Tunes® account is still free. Then you can always get right back to earning your rewards the very next month.

*A free variable reward share draft account with no minimum balance that rewards accountholders with reimbursements on iTunes, Amazon.com and Google Play purchases as well as nationwide ATM fee refunds when they meet minimum qualifications during the account’s monthly qualification cycle. A monthly qualification cycle is defined as the period of time within which qualifications must be met in order for the accountholder to earn the account’s rewards. Typically, the monthly qualification cycle ends one business day prior to the close of the current Statement Cycle.
To earn your rewards just do the following transactions and activities in your Kasasa Tunes account during each Monthly Qualification Cycle:

  • Have at least 12 (Pin-based, signature-based) debit card purchases,
  • Be enrolled in online banking and agree to receive e-Statements

As a Sign Up Bonus to individuals at least 18 years of age who open and fund a new Kasasa Tunes account, MPS Credit Union will refund up to an aggregate total of $15 (which includes any applicable taxes) for any iTunes, Amazon.com or Google Play purchases made with your Kasasa Tunes debit card that post and settle to the account within the first 30 calendar days after your account is opened. This refund will be credited to your account on the last day of the current statement cycle after your aggregate iTunes, Amazon.com, Google Play purchase threshold of $10 posts and settles to your account. This bonus will be treated as a dividend for IRS (Form 1099 INT) reporting purposes. Any portion of the Sign Up Bonus that is not used within the stated time period will be forfeited. No minimum balance is required to obtain this bonus. Limit 1 account per social security number and one Sign Up Bonus per account per calendar year. If your Kasasa Tunes account is closed within 6 months of account opening, we will deduct the Sign Up Bonus at closing. Sign Up Bonus will not be paid if accountholder switches into Kasasa Tunes from another Kasasa account that offered an account opening incentive to open the initial account.
Minimum balance requirements:
No minimum balance requirements apply to this account.
Time requirements:
There are no time requirements to earn a Kasasa Tunes refund.
Conditions of the account:
Limit 1 account per social security number.
Kasasa Tunes Rewards
When your Kasasa Tunes account qualifications are met during a Monthly Qualification Cycle, you will earn up to an aggregate of $10.00 (which includes any applicable taxes) in refunds for any iTunes, Amazon.com or Google Play purchases. In order to be refunded, iTunes, Amazon.com and Google Play purchases must be made with MPS Credit Union’s Kasasa Tunes debit card and must post and settle to your account before the monthly qualification cycle in which you qualified ends. Refunds will be posted to your account on the last day of the current statement cycle. When your Kasasa Tunes account qualifications are not met, no iTunes, Amazon.com, Google Play purchases are reimbursed.
ATM Fee Refunds
You will receive reimbursements up to $25.00 (max. $4.99 per single transaction) for nationwide ATM withdrawal fees incurred during the Monthly Qualification Cycle in which you met your qualifications. An ATM receipt must be presented for reimbursements of individual ATM withdrawal fees of $4.99 or higher. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When your Kasasa Tunes account qualifications are not met, nationwide ATM fees are not reimbursed.
ATM fee reimbursements will be credited to the account on the last day of the current statement cycle. No minimum balance is required to earn or to receive the account’s rewards. Reward less than a penny cannot be distributed.

Kasasa Tunes is a trademark of Kasasa, Ltd., registered in the U.S.A.