Don’t part with your cash for long when you choose this checking account. Kasasa Cash Back® pays you back when you shop with the free debit card that comes with your account and do a few banking basics. You’ll earn cash back for all kinds of purchases, not just gas or groceries.
There’s no minimum balance requirements or monthly service fee. And you’ll earn refunds on ATM withdrawal fees, nationwide.* So you’ll always have access to your funds, whether you’re soaking up the sun here in Miami or road tripping near and far!
- Free checking that pays you back
- 2.50% cash back on debit card purchases*
- No category restrictions on purchases
- Cash back earned on up to $400 in purchases monthly
- Earn up to $10 cash back per month, $120 per year
- Refunds on ATM withdrawal fees, nationwide (up to $25 monthly)*
- No monthly service fee
- No minimum balance to earn rewards
- Free online banking and bill pay
- Free mobile banking with mobile deposit
- Free eStatements
- Free Visa® debit card with Purchase Rewards
- Unlimited check writing
- No minimum deposit to open
Earning Rewards Isn’t Just Easy — It’s a Breeze!
Enjoy cash back just for doing a few banking basics. To earn your rewards, just do the following transactions and activities in your Kasasa Cash Back® account during each Monthly Qualification Cycle:
- Have at least 1 ACH payment transaction or ACH credit transaction post and settle
- Have at least 12 debit card purchases post and settle
- Be enrolled in and agree to receive eStatements
No sweat! And your Kasasa Cash Back® account is still free — even when you don’t meet your qualifications during the cycle. Then you can get right back to earning your cash rewards the very next month!
*Qualification Information: Account transactions and activities may take one or more days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account’s rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by our credit union as ATM transactions, PIN-based, signature based transactions, non-retail payment transactions, and purchases made with debit cards not issued by our credit union. Transactions bundled together by merchants and received by our institution as a single transaction count as a single transaction for the purpose of earning account rewards. “Monthly Qualification Cycle” means a period beginning one (1) business day prior to the first day of the current statement cycle through one (1) business day prior to the close of the current statement cycle. Reward Information: When Kasasa Cash Back® qualifications are met during a Monthly Qualification Cycle, you will receive (1) 2.50% cash back on up to a total of $400.00 PIN-based/signature-based debit card purchases that post and settle to the account during that cycle period. A maximum of $10.00 cash back may be earned per Monthly Qualification Cycle. You will also receive reimbursements up to an aggregate total of $25 (max. $4.99 per single transaction) for nationwide ATM withdrawal fees imposed by other financial institutions and incurred during the Monthly Qualification Cycle in which you qualified. An ATM receipt must be presented for reimbursements of individual ATM withdrawal fees of $4.99 or higher. We reimburse ATM withdrawal fees based on estimates when the withdrawal information we receive does not identify the ATM fee. If you have not received an appropriate reimbursement, we will adjust the reimbursement amount if we receive the transaction receipt within sixty (60) calendar days of the withdrawal transaction. When Kasasa Cash Back® qualifications are not met, no cash back payments are made and ATM fees are not refunded. Cash back payments and ATM fee reimbursements will be credited to your Kasasa Cash Back® account on the last day of current statement cycle. Rates and rewards are variable and may change after account is opened. Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. No minimum deposit is required to open the account. No minimum balance is required to earn the rewards. Monthly PIN/Signature based debit card transactions, ACH credit, receipt of electronic statements are condition(s) of this account. Enrollment in electronic services (e.g. online banking, electronic statements, and log-ons) may be required to meet some of the account’s qualifications. Limit 1 account per social security number. There are no recurring monthly service charges or fees to open or close this account. Contact one of our member service representatives for additional information, details, restrictions, processing limitations and enrollment instructions. Federally insured by NCUA. Kasasa® and Kasasa Cash Back® are trademarks of Kasasa, Ltd., registered in the U.S.A.