Rates & Calculators
Loan Rates
| Type of Loan | Term | % over Index | APR* (as low as) |
| Signature Line of Credit* | 24-60 Months | 14.23% | |
| New Automobile* | 24-72 Months | 3.99% | |
| Used Automobile* | 24-60 Months | 3.99% | |
| New Recreational Vehicle* | 24-84 Months | 9.00% | |
| Used Recreational Vehicle* | 24-60 Months | 11.50% | |
| New Boats, Jet Ski* | 24-84 Months | 7.25% | |
| Used Boats, Jet Ski* | 24-60 Months | 8.25% | |
| New Motorcycle* | 24-48 Months | 8.50 % | |
| Used Motorcycle* | 24-36 Months | 9.50% | |
| Share Secured | 4.5% | ||
| Certificate Secured | 4.5% |
*FOR FIXED RATE LOANS: The ANNUAL PERCENTAGE RATE you receive for the fixed rate loans may be as low as the rate listed above. Your actual rate is based on your credit rating. Rate above includes all available discounts. You will be provided the rate for which you qualify when your loan is approved. Rates are subject to change at any time without notice.
FOR VARIABLE RATE SHARE SECURED: The ANNUAL PERCENTAGE RATE(APR) for existing balances and new advances for share-secured advances will be determined by adding the amount shown above in the "% Above Index" column to the Index. The Index is the dividend rate being paid on regular shares. The rate is subject to change quarterly to reflect any change in the index. Any increase in the APR will take the form of more payments of the same amount.
FOR VARIABLE RATE CERTIFICATE SECURED: The ANNUAL PERCENTAGE RATE(APR) for existing balances and new advances for certificate-secured advances will be determined by adding the amount shown above in the "% Above Index" column to the Index. The Index is the dividend rate being paid on the certificate securing the loan. The rate is subject to change quarterly to reflect any change in the index. Any increase in the APR will result in an increased payment due at certificate maturity.
CONSUMER LOAN LATE CHARGE: If you are 15 or more days late, you will be charged 5% of the monthly payment not to exceed $20.00.
COLLECTION COSTS: You agree to pay all costs of collecting the amount you owe under this Agreement, including court costs, reasonable attorney fees and the costs of any appeal by the credit union.
